Description Imagine you are meeting with friends to discuss the importance of investments as part of a retirement plan. Read the following summaries of the…

Description

Imagine you are meeting with friends to discuss the importance of investments as part of a retirement plan.

Read the following summaries of the financial situation and goals of two of your friends:

KathyKathy is a 28-year-old, single mother of twin boys. She has been working as a public relations media specialist for three years, having worked at the same company where she started out answering the phones. She has her B.A. in Communications and a student loan of $20,000 she has not yet begun to pay off. Her job pays $70,000 a year. She receive no financial support from the father of her twins. Her costs include paying for childcare, credit cards, and a mortgage. She is able to set aside between $200-325 a month in a savings account. Her financial goals are to pay off the remaining $1,000 of her credit card debt, and to begin contributing to a retirement plan. Her employer offers a 401k with a 3% match, and she is not yet enrolled in that plan.

JacksonJackson is a recently graduated 44-year-old, single man. He earned his B.S. in Criminal Justice and just recently started a job at the local police department earning $45,000 a year. Jackson pays child support for one child from a previous marriage. His student loans total $30,000, and he has no other debt at this time. He expects to have $200 a month to contribute toward his goals of owning a home and having a more secure retirement.

Choose one friend and write an APA-formatted, 3- to 4-page proposal advising a friend about investing for the future. The text of your proposal should be a minimum of 700 words. You may add any graphics or illustrations that support your proposal.

Address the following in your proposal:• Why is investment planning important?• How would you suggest your friend start retirement planning? What steps should he/she take to start?• What investment strategy would you suggest? Why? (Note: Your strategy should explain how money could be invested in stocks, bonds, mutual funds or a mix of all.)• Of what risks and rewards of investing should your friend be aware?• How could your friend minimize the risks associated with investing risk?• Provide two to three resources you would offer to your friend to continue learning more about investments and retirement planning and discuss how these can help.Your paper must cite two to three academic resources (only one source can be your class textbook).

Sample Solution
The United States is home to the absolute generally famous and productive sequential executioners ever. Names, for example, Ted Bundy, Gary Ridgeway, and the Zodiac Killer have become easily recognized names because of the terrible idea of their wrongdoings. One of the most productive sequential executioners in American history is John Wayne Gacy. Nicknamed the Killer Clown due to his calling, Gacy assaulted and killed in any event 33 adolescent young men and youngsters somewhere in the range of 1972 and 1978, which is one of the most elevated realized injured individual tallies. Gacy’s story has turn out to be so outstanding that his wrongdoings have been highlighted in mainstream culture and TV appears, for example, American Horror Story: Hotel and Criminal Minds. Scientific science has, and keeps on playing, a significant job in the fathoming of the case and ID of the people in question. John Wayne Gacy’s history of sexual and psychological mistreatment was instrumental in arousing specialist’s enthusiasm of him as a suspect. John Wayne Gacy was conceived on March 17, 1942, in Chicago, Illinois. Being the main child out of three kids, Gacy had a stressed association with his dad, who drank intensely and was frequently damaging towards the whole family (Sullivan and Maiken 48). In 1949, a contractual worker, who was a family companion, would pet Gacy during rides in his truck; be that as it may, Gacy never uncovered these experiences to his folks inspired by a paranoid fear of reprisal from his dad (Foreman 54). His dad’s mental maltreatment proceeded into his young grown-up years, and Gacy moved to Las Vegas where he worked quickly in the rescue vehicle administration before turning into a morgue orderly (Sullivan and Maiken 50). As a morgue chaperon, Gacy was vigorously engaged with the treating procedure and conceded that one night, he moved into the pine box of a perished young kid and stroked the body (Cahill and Ewing 46). Stunned at himself, Gacy comes back to Chicago to live with his family and graduates from Northwestern Business College in 1963, and acknowledges an administration learner position with Nunn-Bush Shoe Company. In 1964, Gacy is moved to Springfield and meets his future spouse, Marlynn Myers. In Springfield, Gacy has his subsequent gay experience when a collaborator unsteadily performed oral sex on him (London 11:7). Gacy moves to Waterloo, Iowa, and starts a family with Myers. Be that as it may, after normally undermining his significant other with whores, Gacy submits his previously known rape in 1967 upon Donald Vorhees. In the coming months, Gacy explicitly manhandles a few different adolescents and is captured and accused of oral homosexuality (Sullivan and Maiken 60). On December 3, 1968, Gacy is indicted and condemned to ten years at the Anamosa State Penitentiary. Gacy turns into a model prisoner at Anamosa and is allowed parole in June of 1970, a simple year and a half after his condemning. He had to migrate to Chicago and live with his mom and watch a 10:00PM check in time. Not exactly a year later, Gacy is accused again of explicitly ambushing an adolescent kid yet the young didn’t show up in court, so the charges were dropped. Gacy was known by numerous individuals in his locale to be an eager volunteer and being dynamic in network legislative issues. His job as “Pogo the Clown” the jokester started in 1975 when Gacy joined a neighborhood “Jaunty Joker” comedian club that normally performed at raising money occasions. On January 3, 1972, Gacy submits his first murder of Timothy McCoy, a 16-year old kid venturing out from Michigan to Omaha. Asserting that McCoy went into his room employing a kitchen blade, Gacy gets into a physical quarrel with McCoy before cutting him over and again in the chest. In the wake of understanding that McCoy had absentmindedly strolled into the stay with the blade while attempting to plan breakfast, Gacy covers the body in his creep space. Gacy conceded in the meetings following his capture that executing McCoy gave him a “mind-desensitizing climax”, expressing that this homicide was the point at which he “understood passing was a definitive rush” (Cahill and Ewing 349). Right around 2 years after the fact, Gacy submits his second murder of a unidentified young person. Gacy choked the kid before stuffing the body in his storage room before covering him (Cahill 349). In 1975, Gacy’s business was developing rapidly and his hunger for youngsters developed with it. Gacy frequently attracted youngsters under his work to his home, persuading them to place themselves in binds, and assaulting and tormenting them before choking them (Cahill 169-170). The vast majority of Gacy’s homicides occurred somewhere in the range of 1976 and 1978, the first of this time occurring in April 1976. A large number of the adolescents that were killed during this time were covered in a slither space under Gacy’s home. For the rest of the homicides, Gacy confessed to losing five bodies the I-55 scaffold into the Des Plaines River; notwithstanding, just four of the bodies were ever recouped (Linedecker 152). In December 1978, Gacy meets Robert Jerome Piest, a 15-year old kid working at a drug store and extends to him an employment opportunity at Gacy’s firm. Piest advises his mom regarding this and neglects to restore that night. The Piest family documents a missing individual’s report and the drug specialist illuminates police that Gacy would in all likelihood be the man that Jerome addressed about a vocation. When addressed by the police, Gacy denied any inclusion in Piest’s vanishing. Be that as it may, the police were not persuaded, and Gacy’s history of sexual maltreatment and battery incited the police to look through his home. Among the things found at Gacy’s home were a 1975 secondary school class ring with the initials J.A.S., different driver’s licenses, binds, apparel that was unreasonably little for Gacy, and a receipt for the drug store that Piest had worked at. Through the span of the following barely any days, examiners got numerous calls and tips about Gacy’s rapes and the puzzling vanishings of Gacy’s representatives. The class ring was in the long run followed back to John A. Szyc, one of Gacy’s exploited people in 1977. Futhermore, after looking at Gacy’s vehicle, examiners found a little bunch of filaments taking after human hair, which were sent to the labs for further investigation. That equivalent night, search hounds were utilized to identify any hint of Piest in Gacy’s vehicle, and one of the pooches showed that Piest had, indeed, been available in the vehicle. On December 20, 1977, under the pressure of consistent police reconnaissance and examination, Gacy admits to more than 30 homicides and advises his legal advisor and companion where the bodies were covered, both in the creep space and the waterway. 26 unfortunate casualties were found in the slither space and 4 in the stream. Gacy is captured, indicted for 33 homicides, and condemned to death by deadly infusion. He endeavored a madness request however was denied, and was executed on May 10, 1994. There were a few scientific pointers that specialists used to attach Gacy to the killings. A portion of these include fiber examination, dental and radiology records, utilizing the disintegration procedure of the human body, and facial reproduction in recognizing the people in question. Agents discovered strands that looked like human hair in both Gacy’s vehicle and close to the slither space where the bodies were covered. Notwithstanding these hair tests, agents additionally discovered strands that contained hints of Gacy’s blood and semen in a similar region. Blood having a place with the unfortunate casualties was found on a portion of the strands, which would later legitimately attach Gacy to the violations. The filaments in Gacy’s vehicle were examined by criminological researchers and coordinated Piest’s hair tests. Besides, the hunt hounds that confirmed that Piest had been in Gacy’s vehicle showed this by a “passing response”, which told examiners that Piest’s dead body had been within Gacy’s vehicle. Out of Gacy’s 33 known unfortunate casualties, just 25 were ever indisputably distinguished. A large number of Gacy’s unfortunate casualties had comparable physical portrayals and were along these lines hard to distinguish by simply asking general society. To recognize the people in question, agents went to Betty Pat Gatliff, a pioneer in measurable science and facial recreation. Facial reproduction is the way toward reproducing the facial highlights of a person by utilizing their remaining parts. Certain facial highlights, for example, facial structures, nasal structure, and in general face shape can be valuable in distinguishing an injured individual even long after death. By utilizing these highlights, and with the assistance of program, scientific specialists can make a picture of an individual’s face, which is instrumental in recognizing exploited people after their bodies have rotted. Facial remaking should be possible in a few measurements. Two-dimensional facial recreations is utilized with skull radiographs and depend on pre-passing photos and data. Be that as it may, this isn’t really perfect on the grounds that cranial highlights are not constantly unmistakable or at the correct scale (Downing). So as to get a sensible and increasingly exact delineation of the injured individual’s face, a craftsman and a measurable anthropologist are typically fundamental (Downing). Three-dimensional facial remaking is finished by figures or high goals, three-dimensional pictures. PC programs can make facial reproductions by controlling filtered photos of the remaining parts and use approximations to reproduce facial highlights. These will in general produce results that don’t look fake (Reichs and Craig 491). Once in a while, specialists will utilize a strategy called superimposition as a method for facial recreation. Tragically, it’s anything but an ordinarily utilized strategy, as it expects specialists to have some information about the personality of the remaining parts they are managing. By superimposing a photo of a person over the skeletal remains, examiners can check whether the facial highlights line up with the anatomical highlights, enabling them to recognize an injured individual. On account of John Wayne Gacy’s exploited people, specialists had the option to utilize facial remaking to distinguish nine of the bodies found in the slither space. The accompanying realistic shows the facial reproductions of these nine unfortunate casualties: Since facial recreation was insufficient to recognize the entirety of the v>GET ANSWER Let’s block ads! (Why?)

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