Why does health insurance, in general, exist in health care…

Why does health insurance, in general, exist in health care market? Explain.Essays are to be submittedby the due date. Late essays (without special consideration) will…

Why does health insurance, in general, exist in health care market? Explain.Essays are to be submittedby the due date. Late essays (without special consideration) will be penalised at a rate of 3 percentage points per day.UTS: SCHOOL OF BUSINESSEssays are to be submittedby the due date. Late essays (without special consideration) will be penalised at a rate of 3 percentage points per day.
Please submit your Essay as a Word or PDF document using the following file-name convention:[26703_Essay_(lastname)_(student number)]. Include this cover page in your document.
Essays are to be submitted via Turnitin (link is available on UTSOnline via the “Assignment” tab) by the due date.
Name: ___________________________________________Student number: _____________________________________Essay topic (please indicate):Topic 1 /Topic 2 /Topic 3 /Topic 4 / Topic 5
The assignment is worth 35% of the overall grade. Please include your name and student number on each page. The marking criteria are indicated below.
Criteria Poor Satisfactory Good Very good ExcellentDescription of the issueIdentification of relevant economic theoryUse of analytic toolsClearly written and addresses all aspects of the question and is well researched.Grade/MarkHD 85-100% Excellent in 3 or more criteria and other criteria good or very good and no poorD 75-84% Very good in 3 or more criteria and no poor Or 2 excellent, no more than one satisfactory and no poorCr 65-74% 3 or more good Or2 good, one very good or excellent and no poorP 50-64% 2 or more satisfactory or better and no more than 2 poorF <50% 3 or more poorChoose one of the following essay topics. The maximum word limit for the essay is 1500 words. Diagrams and tables may be used in your answer and these will not be counted towards the word limit. The essay should be submitted in 12 point font with margins of at least 2.5cm.All sources must be appropriately acknowledged and referenced, and a reference list must be provided. The reference list will not be counted toward the 1500 word limit.Students must submit an individual essay that reflects his/her own work, and that is expressed in his/her own words. Please review the statement of plagiarism in the Subject Outline and ensure that your essay adheres to these guidelines.Topic Choice 1: Vaccination policies
Australia has a “No Jab No Pay – immunization requirements” policy that requires that children meet immunization requirements in order for parents to qualify for certain taxation and social welfare benefits.What are the key health economic principles underpinning how such a policy would operate? From a health economics perspective, why might the government introduce such a policy?Topic Choice 2: Private health insurance in Australia

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